The summer cashback promotion is open to both existing and newly registered investors. The rules for receiving the bonus are simple: just deposit a minimum of CZK 5,000 into your Bondster account and invest these funds in one of the provider’s CreditGO loans.

The amount of the cashback depends on the amount invested:

• 2.5% for deposits from CZK 5,000 to CZK 50,000.
• 3% for deposits over CZK 50,001

Cashback applies only to investments from newly deposited funds and to CreditGO provider loans that are issued on the platform’s primary market. It does not apply to investments made with funds credited to the investor account from loan repayments. The bonus will be credited until the end of the month following the investment.

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CreditGO: a stable partner for investments

CreditGO is a modern and dynamically growing platform with more than a decade of history on the market. It focuses on lending to individuals and businesses. From the beginning, it has built on values such as transparency, flexibility and a responsible approach to finance.

Its goal is to facilitate access to the necessary capital and help clients fulfill their plans. It offers a wide portfolio of products tailored to different needs and emphasises a personalised approach.

Thanks to modern technology, efficient processes and rigorous risk management, CreditGO provides fast, safe and reliable financing. It also focuses on ethics and social responsibility, which strengthens its credibility with clients and investors.

The range of loans is broad and allows for an efficient spread of risk. Yields are paid regularly, in the form of monthly instalments.

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Why invest in CreditGO loans?

CreditGO is a stable and growing Czech provider of short-term loans with a proven track record and excellent financial results. Investments in its loans offer a fixed annual yield, currently reaching 11%. This is significantly higher than the returns from savings accounts, term deposits, or most commonly available bond investments.

Benefits:

• Stable growth and a quality portfolio of receivables
• Sustained high demand for credit services
• Innovative technology and efficient processes
• Transparent reporting and rigorous risk management
• A team with deep financial market knowledge

CreditGO is an attractive choice for investors looking for responsible and stable capital appreciation in a promising market segment.

Where to start?

First, transfer funds to your Bondster investor account. Then log in to the platform and go to the Investment Offers page. Click on “Advanced Filters” and select CreditGO as the provider. After clicking “Filter,” you’ll see the current list of available investments.

Choose a loan, click “Invest,” and enter your desired investment amount. Finally, confirm everything by clicking “Confirm Investment.”

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Author: Roman Muller

Just meet the following conditions:

• Register on Bondster and enter the promo code “SUMMERWITHBONDSTER“
• Deposit new funds from 200 EUR upwards
• Invest them on Bondster

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A bonus of 60 EUR or 1% of the deposit (whichever is more beneficial for you) will be credited to you during the following month after you meet the conditions.

Example: Deposit less than 200 EUR -> 0 EUR bonus. Deposit of 200 EUR -> 60 EUR bonus. Deposit of 20 000 EUR – > 200 EUR bonus. Deposit of 400 000 EUR -> 4000 EUR bonus.

🕒 Promotion valid until 15 September 2025.

Full terms and conditions here

Why Invest with Nera Capital? 

Founded in 2011, Nera Capital is one of the original pioneers in litigation funding.  Specialists in funding law firms to pursue claims on behalf of individuals and small businesses against large corporations or public institutions, each loan is secured against an underlying legal claim, providing a structured and asset-backed approach to litigation funding. The firm has financed over 400,000 claims to date and built a robust track record with zero defaults to date. 

Nera operates in countries where judicial precedent is a key legal foundation, including the UK, Ireland, Germany, Spain, Portugal, the Netherlands, and the US, providing greater legal predictability. Unlike direct consumer lending, in the UK Nera lends to reputable law firms, regulated by the Solicitors Regulation Authority, which are subject to rigorous due diligence and provide security over their assets. 

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Key Investment Features: 

• Fixed 14% p.a. return 
• EUR-denominated investments  
• Redemption guarantee 
• Invest via Nera Capital Funding 4 DAC  – ensures segregation and transparency 
• Up to 3.5% cashback for new deposits (e.g., a €20,000 investment earns €500 cashback)  
• Promotion valid until 30 June 2025 (minimum cashback: €2; paid the month after investment) *

* This offer is valid until 30.6.2025 and applies to all loans from NERA Capital on the Bondster primary market. The “Cashback for Investment” bonus is conditional on investing in NERA Capital loans on the primary market until the end of the promotion. The condition for the “New Deposit Cashback” bonus is to deposit new funds and invest in NERA Capital loans on the primary market. The bonus will be paid by the end of the month following your investment. If you make multiple deposits or multiple investments in NERA Capital loans in a month, the cashback will be calculated for all of those investments and deposits.

Built-In Risk Mitigation:

Every claim goes through a strict selection process, focusing only on high-probability, high-merit cases and mirroring traits of claims that already have a proven track-record of winning. If a claim fails, an insurance policy covers the principal—meaning the investor does not bear the litigation risk. This risk is borne by the insurance company and the law firm. 

Legal and economic evaluations, budget monitoring, claim progression monitoring and possible compensation evaluations are carried out continuously through Nera’s proprietary claims management system which integrates directly with the system of the law firms and the claims undergo continuous and rigorous auditing by Nera’s experienced in-house audit team. 

How the Investment Structure Works?

Investors participate via Nera Capital Funding 4 DAC, a Special Purpose Vehicle (SPV) created solely for Bondster investors. This structure ensures greater portfolio transparency and investor protection. 

The process operates as follows: 

1. Claim Finance & Administration Co. Ltd (CFAL), a sister company of the SPV, issues loans to law firms to fund litigation secured by the underlying individual claims. 

2. CFAL sells the claims to Nera Capital Funding 4 DAC to raise investor capital. 

3. CFAL acts as trustee, managing the repayment flow from law firms back into the SPV. 

4. Investor returns are distributed from the SPV, while CFAL receives a predetermined management fee. 

This setup guarantees full transparency and professional oversight across every stage—from capital deployment to repayment. 

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About Nera Capital: 

Nera Capital is one of the earliest-established and most experienced litigation funders in the market, recognised as a front-runner in the sector. Its executive leadership team is composed of seasoned professionals with deep expertise in both the finance and legal sectors, bringing decades of sector-specific knowledge to the business. The company has funded claims expected to return over £5 billion to clients and continues to expand across multiple jurisdictions. Nera has been underwritten by institutional investors multiple times, underscoring the scale, credibility, and strength of its operations and publicly available information confirms that Nera Capital is in very strong financial shape. Bondster’s analyst team currently rates Nera B, with positive expectations for an upgrade based on its continued performance and growth on the platform. 

Would you like to learn more about Nera Capital? Watch our short video that clearly summarizes the key information.

BEST CREDIT IFN has been operating in the market since 2014 and is registered with the Banca Naţională a României. It is headquartered in Râmnicu Vâlcea, with additional branches in Sibiu and Piteşti. The company specialises in fast online loans for individuals, typically for smaller amounts and with shorter repayment periods.

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BEST CREDIT IFN offers loans ranging from RON 1,000 to RON 10,000, maturing between 6 and 24 months. According to the company’s internal data, the average loan amount is currently RON 4,000, with an average repayment period of 12 months.

The loan application process is fully online and aims to provide a quick and simple assessment. In some cases, an ID card is all that is needed to apply. The easy approval process and minimal administration make BEST CREDIT IFN an attractive option for clients who need to address their financial situation immediately. Even those with a negative credit history can obtain a loan.

The Romanian non-bank lending sector is showing steady growth and forms an important part of the country’s financial system. In addition, stricter regulation and a focus on transparency are boosting investor confidence. Available financial statements confirm the company’s robust financial health and dynamic growth in recent years. Bondster’s analytical team has given the lender a B+ rating.

BEST CREDIT’s loans may appeal to investors looking for a higher yield who are willing to accept a higher level of risk.

ACEMA is introducing a new type of non-purpose operating loan for entrepreneurs to the Czech market. These loans will start appearing on the Bondster investment platform on 19 May 2025. You can find them in the Current Investment Offer section under the ‘Business Invest AI’ preset filter.

The entire process of assessing a new loan relies on smart data analysis and modern technologies, including AI – fast, simple, and paperless.

ACEMA operating loans are used by sole traders and businesses as a fast and flexible way to finance operations or attractive investment opportunities. Compared to conventional banking products, they offer the distinct advantage of deferring principal repayments for up to six months. During this period, the entrepreneur pays only the interest, in a similar way to a conventional overdraft. Investors receive only interest payments during this period.

After the maturity period, the borrower has two options. They can either pay the full principal in one lump sum, or choose to spread the repayments over a further period of up to twelve months. In the latter case, the new loan is repaid in instalments and the investor receives a pro rata share of the principal, in addition to the interest.

These loans are not secured by assets. The applicant’s creditworthiness is verified through the Finbricks application from Komerční banka, which provides a direct view of business accounts. A scoring model based on real data helps evaluate creditworthiness and identify the risk of borrower default more effectively.

Business Invest AI loans can currently be invested in Czech crowns and will soon be available in euros. The minimum investment is CZK 100; there is no upper limit.

This new type of operating loan offers investors a product with a short investment horizon, stable yields, and a modern approach to risk management. For those looking for an efficient way to invest, it represents an interesting opportunity that deserves attention. If you have set up your own investment strategy, be sure to add the new Business Invest AI loans to your list of desired loans.

Author of the article: Roman Muller

On the secondary market, Bondster platform users can trade loans that have already been funded on the primary market – they can sell them or purchase them from other investors. This gives them another opportunity to diversify their portfolio while increasing investment liquidity.

If an investor needs to access their funds before a loan reaches maturity, they can offer it for sale on the secondary market. When selling, the loan price can be set with a premium if the investment has attractive parameters, or with a discount to accelerate the sale. Buyers can thus obtain investments under more favorable conditions or with interest rates that are not available on the primary market.

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Details of the new limits:

These changes aim to prevent extreme price fluctuations and create a more transparent and balanced environment for trading on the secondary market.

If you have any further questions or need advice, do not hesitate to contact our customer support at +420 283 061 555 or by email at info@bondster.cz.

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SWISS FUNDS’ clients include people with sufficient creditworthiness who, however, cannot obtain suitable loan products from traditional banks. As of the end of October 2024, the company had nearly 13,000 users. Interested parties can arrange short-term loans ranging from 1,000 to 20,000 Czech crowns with repayment periods from 15 to 30 days on the website svycarskapujcka.cz. If needed, the provider allows extending the maturity by up to another 30 days. Selected approved loans are subsequently offered to investors for co-financing on the Bondster platform.

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SWISS FUNDS emphasizes the use of modern technologies. The entire loan arrangement process takes place online and is fully automated. Algorithmic scoring plays a key role, processing data from various sources in real-time, including credit registers. This advanced system enables precise determination of credit limits and minimizes risks. Automation along with effective risk management significantly reduces operating costs, bringing more favorable conditions to clients. The company also excels in flexibility as it can adapt its services to different customer groups. The combination of speed, technology, efficiency, and adaptability ranks SWISS FUNDS among the leaders in short-term loans.

Clients particularly appreciate the easy loan arrangement and quick disbursement of funds. After the application is approved and the electronic contract is concluded, the money is immediately sent to the client’s bank account, with most banks crediting it within 5 minutes.

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The company is led by an experienced team of experts headed by Jaromír Všetečka, who has more than 20 years of experience in company management and risk management. During his career, he has worked at companies such as Profi Credit and GE Money Bank.

According to available information, SWISS FUNDS is in excellent financial condition and shows dynamic growth. Bondster’s analytical team has given the provider a B rating.

Author of the article: Roman Muller

“Joining the Czech Fintech Association is another step for us to contribute to the development of an innovative environment in the Czech financial sector and simultaneously demonstrate that technology can make investing accessible to the general public. Our goal is to offer users an efficient and user-friendly investment solution and collaborate with experts, regulators, and partners to improve the entire fintech ecosystem,” says David Jukl, Executive Director of Bondster.

Why membership in CFA?

The Czech Fintech Association brings together the most significant innovative companies and experts who collectively create an environment supporting efficiency, digitalization, and accessibility of financial services. The association also serves as a platform for dialogue between regulators, investors, and innovators. “We believe that sharing know-how and cooperation within the association will benefit not only us but primarily our clients, to whom we want to provide the highest quality services. We see great potential in connecting technology and finance, which is also the main reason why the fintech sector continues to develop rapidly,” adds Jukl.

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Bondster: Technology and Innovation in Investment Services

Bondster is a Czech online platform that connects investors with trusted loan providers. Platform users can easily achieve returns of up to 14% annually online, without the need for deep knowledge of the financial market. The platform represents a reliable alternative to traditional investments. It allows people to overcome inflation, earn regular monthly income while maintaining full control over their investments. Investing is simple, everything can be managed from the comfort of home, and you can start with as little as 100 CZK or 5 euros.

About the Czech Fintech Association

The Czech Fintech Association is a platform uniting key players in the field of financial technology. Its goal is to support innovation, build a favorable regulatory environment, and promote an economy without barriers, paperwork, and cash. Bondster values this opportunity and looks forward to growing together with other association members.

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Author of the article: Roman Muller

Why have we introduced two-factor authentication?

Two-factor authentication serves as a second layer of security, significantly reducing the risk of unauthorized access to your investment account. In practice, this means that in addition to your standard password, you will also need a one-time code generated by an authentication app on your mobile device. This system enhances security, particularly in cases where login credentials are compromised—without access to your phone, no one can log into your account.

How to set up two-factor authentication?

Enabling two-factor authentication is simple and takes only a few minutes. Existing investors who have not yet activated 2FA will be prompted to do so when logging into their investor account. Newly registered investors will see this prompt immediately after their first login.

• Install the authentication app: Install the Google Authenticator app available both for Android and iOS. The application will generate one-time codes that you will need to log into your investor account. 

• Enter the authentication code: After installing the authentication app, scan the QR code. This will generate a 6-digit code, which you will then enter in the Authentication code field. 

• Confirmation: Once the two-factor authentication is enabled, you will receive a confirmation email. 

After successful activation, you will receive a 16-digit code. Make sure to keep it safe as this code will help you in case you need to re-link the authenticator app, for example, if you lose your phone.

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Is two-factor authentication mandatory?

Enabling two-factor authentication is optional but strongly recommended. This security measure helps to increase the security of your account and brings more peace of mind when using the platform.

Secure your investments on BONDSTER by enabling two-factor authentication. We do everything we can to keep your investments safe. Now, there is another tool to help you!

What to do if you lose access to the authentication app or your mobile phone?

If you lose your phone or delete the authentication app, we recommend first checking the recovery options offered by the app. If recovery options are unavailable, please contact our customer support using the contact details on our website. As soon as we verify your identity, we will disable two-factor authentication on your account so that you can set up the authentication app again.

More tips to keep your account secure

When enabling and managing two-factor authentication, we recommend being vigilant against phishing scams. BONDSTER employees will never ask you for your secret code. If you receive an email with information about enabling or disabling two-factor authentication which was not done by you, please contact us as soon as possible at +420 283 061 555. If you have two-factor authentication disabled, we recommend changing your password.

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